Please read these terms and conditions carefully. A reference to this "website" is to ( including but not limited to the information, text, images, links, sound, graphics and video sequences displayed herein (the "Materials").

By accessing this website and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site or any pages thereof.

1. No Warranty for the website and/or the Materials

This website and the Materials are provided "as is", "as available". F J Benjamin ("FJB") does not warrant the accuracy, adequacy or completeness of this website and/or the Materials and expressly disclaims liability for errors or omissions in the Materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, satisfactory quality and/or fitness for a particular purpose, is given in conjunction with the Materials and/or this website.

FJB does not warrant that any of the Materials or that this website will be provided uninterrupted or free from errors or that any identified defect will be corrected; further, no warranty is given that this website and the Materials are free from any virus or other malicious, destructive or corrupting code, programme or macro.

2. Intellectual Property

All content included on this site, such as text, graphics, photographs, designs, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of FJB or its content suppliers and protected by Singapore and international copyright laws. The compilation of all content on this site and all software used is the exclusive property of FJB and protected by Singapore and international copyright laws. All contents on this website, both textual and graphic, are copyrighted by FJB unless otherwise noted.

• Copyright

The copyright in this website is owned by FJB or its licensors. No part or parts hereof may be reproduced, distributed, adapted, modified, republished, displayed, broadcast, hyperlinked, framed or transmitted in any manner or by any means or stored in an information retrieval system without the prior written permission of FJB. However, you may download and print the Materials on this website for personal, non-commercial use only provided you do not modify the Materials and that you retain all copyright and other proprietary notices contained in the Materials. You also may not, without the permission of FJB, insert a hyperlink to this website on any other website or duplicate or "mirror" any Material contained on this website on any other server. FJB and its affiliates respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please inform us as soon as possible.

• Trademark

The trademarks, service marks and logo (the "Trade Marks") used and displayed on this website are registered and unregistered Trade Marks of FJB or its licensors. Nothing on this website should be construed as granting any license or right to use any of the Trade Marks displayed on this website, without the written permission of FJB. FJB aggressively enforces its intellectual property rights to the fullest extent of the law. The name of FJB or the Trade Marks may not be used in any way, including in advertising or publicity pertaining to the distribution of Materials on this website, without prior written permission of FJB. The FJB prohibits use of the Trade Marks as a "hot" link or in link to any FJB site or any other site unless establishment of such a link is approved in advance by FJB in writing.

3. Non-confidentiality of User

You agree that all information and/or particulars sent or submitted by you to FJB in relation to the access of this website is non-confidential and non-proprietary unless otherwise expressly indicated by you. You further undertake not to submit any information and/or other materials which are or may be offensive, illegal or which may not be lawfully disseminated under the laws of Singapore or any other relevant country.

4. General Disclaimer

• FJB shall in no event be liable for any damages, loss or expense (including legal costs and disbursements) including without limitation, direct, indirect, special, or consequential damage, or economic loss arising from or in connection with:
• any access, use or the inability to access or use this website, or reliance on the Materials and/or any information in this website;
• any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and
• any use of or access to any other website linked to this website,
• even if FJB or its agents or employees are advised of the possibility of such damages, losses and/or expenses.
• Any hyperlinks to any other websites are not an endorsement or verification of such websites and such websites should only be accessed at the user's own risks. This exclusion clause shall take effect to the fullest extent permitted by law.
• While FJB attempts to provide accurate data and services, and are continually correcting errors upon discovery, individuals concerned with the correctness or accuracy of individual data items are advised to seek independent verification of any data and information on this site.

5. Electronic Communications

When you visit this website or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically, including brand notices, press releases, job postings, etc. in order to update you of the latest FJB promotions and sales. We shall communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

FJB shall only collect, use and disclose your personal data for the purposes of responding to comments and/or questions that you sent to us. FJB shall not use or disclose your personal data for any other purpose without first obtaining your consent.

6. Prohibited Content

You shall not post reviews, comments, and other content; send e-mail and other communications; and submit suggestions, ideas, comments, questions, or other information that is illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable. You should also not cause any form of viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam" to originate or be perpetuated from this website. You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. FJB reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.

If you do post content or submit material, and unless we indicate otherwise, you grant FJB and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant FJB and its affiliates and sub-licensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify FJB or its affiliates for all claims resulting from content you supply. FJB has the right but not the obligation to monitor and edit or remove any activity or content. FJB takes no responsibility and assumes no liability for any content posted by you or any third party.

7. Governing Law

By accessing this website, you agree that Singapore law, including without limitation the provisions of the Evidence Act (Chapter 97 of Singapore) and the Electronic Transactions Act (Chapter 88 of Singapore), shall govern such access as well as the above terms and you agree to submit to the exclusive jurisdiction of the Singapore courts.

8. Disputes Resolution

Any dispute relating in any way to your visit to this site or to products you purchase through or from FJB shall be submitted to confidential arbitration in Singapore, except that, to the extent you have in any manner violated or threatened to violate FJB's intellectual property rights, FJB may seek injunctive or other appropriate relief in any state and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the Singapore International Arbitration Centre. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.

9. Modification Rights and Severability

We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.